1. Introduction

Welcome to Gbay-24, a classified advertising platform where users can post advertisements to buy, sell, or promote products and services.

By accessing or using our platform, you agree to comply with these Terms and Conditions.

2. Eligibility

Users must:

• Be at least 18 years old
• Provide accurate and truthful information when creating an account
• Use the platform only for legal purposes

We reserve the right to suspend or terminate accounts that violate these requirements.

3. User Accounts

Users may be required to create an account to post ads.

Users agree to:

• Keep login credentials secure
• Be responsible for all activity under their account
• Notify us immediately of any unauthorized use

4. Posting Advertisements

When posting ads, users must ensure:

• Ads are accurate and truthful
• Ads do not contain misleading or fraudulent information
• Ads do not promote illegal products or services
• Ads do not contain offensive, abusive, or inappropriate content

The company reserves the right to edit, remove, or reject any advertisement that violates these rules.

5. Prohibited Content

The following content is strictly prohibited:

• Fraudulent listings
• Counterfeit goods
• Weapons or illegal substances
• Adult or explicit content
• Hate speech or harassment
• Stolen property

Accounts posting such content may be permanently banned.

6. Transactions Between Users

The platform only provides advertising space.

• The company does not participate in transactions between buyers and sellers
• Users are responsible for verifying the authenticity of listings
• The company is not liable for disputes, losses, or damages arising from transactions

7. Fees and Payments

Some services may require payment, including:

• Featured ads
• Premium listings
• Promotional services

All fees are non-refundable unless stated otherwise.

8. Content Ownership

Users retain ownership of the content they post.

By posting ads, users grant the company a non-exclusive license to display, publish, and promote the content on the platform.

9. Privacy

User data is handled in accordance with our Privacy Policy.

We take reasonable steps to protect personal information but cannot guarantee absolute security.

10. Account Suspension or Termination

We may suspend or terminate accounts if users:

• Violate these Terms and Conditions
• Engage in fraudulent activity
• Abuse the platform

11. Limitation of Liability

The company shall not be liable for:

• Losses resulting from user transactions
• Incorrect or misleading advertisements
• Technical interruptions or downtime

Users agree to use the platform at their own risk.

12. Changes to Terms

We may update these Terms and Conditions at any time.

Continued use of the platform after changes indicates acceptance of the updated terms.

13. Governing Law

These Terms and Conditions shall be governed by the laws of Ghana.

Any disputes shall be subject to the jurisdiction of the courts of Ghana.